Hospital & ICU

When you're injured or ill, your top concern should be getting well and going home.

Covering Hospital Bills

Even a brief hospital stay is expensive

When most people think about the high cost of healthcare, they imagine expensive hospital stays and doctor bills—which is accurate.

$11,000—that’s the average cost of a hospital stay.*  Would you have enough savings to cover the bills if the unexpected happened?  Hospital indemnity insurance can help cover the costs. 

Washington National offers a standalone hospital and intensive care unit (ICU) insurance policy, and we also include hospitalization and ICU benefits with many of our other supplemental health products.

 Discover how Washington National can work for you! 

*Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief #225, June 2017.

Hospitalization & ICU

Supplemental Health Insurance


Provides coverage to help supplement the gaps in today’s high-deductible medical plans.  Our Washington National products feature:

Hospitalization in Real Life

Joe, a factory worker, always feared hospitals and avoided them whenever possible. He didn’t even like visiting close friends and family when they were hospitalized. Still, he felt he should buy a supplemental hospital policy to complement his major medical coverage. When Joe’s appendix was removed, his policy’s $200 daily hospitalization benefit covered a variety of medical and non-medical expenses.

This example is provided for illustrative purposes only.

Ready to take the next step?

If you’re ready for more information about hospital supplemental insurance, let us know.

Contact us, or click the link below to schedule your FREE consultation with our Licensed Benefits Advisor.


Click HERE to Schedule a Free 30-Minute Consultation

Covering Hospital Bills

Return of Premium

Understanding Supplemental Health Insurance - Wise Owl Insurance Agency

Download this Free Guide

Empower yourself with our complimentary 'Understanding Supplemental Health Insurance' guide.  Gain clarity on how supplemental insurance complements your existing health plan, providing crucial financial support for unforeseen medical out-of-pocket  expenses.  This guide equips you with the knowledge needed to make informed decisions about your health and financial security. Take the first step towards peace of mind by immersing yourself in this essential booklet today.